The steps to creating a budget may not be an exciting task unless you are a financial nerd such as myself. Creating a budget is a necessity if you plan on accomplishing any financial goal. The most crucial component of a budget is knowing all the debt you have and all the income you have. Your debt may include: Credit… Read More

I have been saving for my emergency fund for what seems like forever.  This Friday, I’ll be at my 50% mark or six months away from having a fully funded emergency fund come November. My glass is half full. And this hasn’t been easy and won’t be easy.  I purchased a used car for my daughter which means the amount… Read More