Single Mom, Single Income, Financial Success Story
There is nothing scarier than looking at your money and trying to figure out what to do with it and where it goes. A budget is simply a spending plan that you have control over. However, many people do not feel like they have control over their spending plan. Everyone has spending categories: Food Shelter Clothing Transportation Utilities Food can… Read More
Saving money doesn’t have to have a negative connotation to it. You also don’t have to be extremely frugal or cheap to save or want to save money. Really, it’s a concept of getting the biggest bang for your buck while still keeping your pockets (bank account) fat. Wanting save money could be a desire to spend less on one… Read More
Most people, even me, don’t like the idea of budgeting. The problem with budgeting is you can’t do what you want with your money. You have to have spending categories for your money and who wants to do that. I remember when I got out of debt. I was so excited I took my daughter to the mall and we… Read More
Buying a home should be an exciting process. It’s an expensive process but it should also be a great process. In today’s market, it is unrealistic for many to come up with 20% down on a house. On a $200,000 home, that is a down deposit of $40,000. For those who don’t have a 20% deposit, there are a number… Read More
I feel like this entire tax reform has taken me for a loop. I have been looking at my check stubs and am trying to figure out how to adjust my withholdings so I don’t have to pay too much in taxes. I used to be the person who was happy when I got a tax refund but that almost $200 per month that I had over withheld could have done a lot for me.
This is the new year. January 2018. Around this time people are in the beginning stages of their New Year’s Resoluton. Some of those resolutions involve finances: paying debt, saving more, etc. Rather than make a New Year’s Resolution, why not make a Financial Pledge? It’s a pledge you would keep to yourself no matter the year or the circumstances…. Read More