Hear ye, hear ye: The federal government DOES NOT have severance packages for its employees who leave the federal government. There used to be the trend that people wouldn’t leave their job until they retire. Amazingly, in the federal government, there is still this belief that one should remain employed until that person retires. This is mostly due to the… Read More
Paying off Debt: Debt Snowball Method vs Debt Avalanche Method
There are two ways that you can pay off debt: the debt snowball method and the debt avalanche method. When I discovered Dave Ramsey who is billed as “America’s trusted voice on money”, he spoke about the debt snow ball method and that is what I used. Under the debt snow ball method you list your debt from least to… Read More
When Cash Kills: Businesses Moving to a Cashless Society and What It May Mean for the Consumer
This evening I decided to leave my house and go to a coffee bar that is about 3.5 miles from my home. That is a distance to go just to work on a blog but I wanted to get out of the house and wanted something that would make my juices flow. When I arrived to the coffee establishment I… Read More
Budgeting for Beginners 101
There is nothing scarier than looking at your money and trying to figure out what to do with it and where it goes. A budget is simply a spending plan that you have control over. However, many people do not feel like they have control over their spending plan. Everyone has spending categories: Food Shelter Clothing Transportation Utilities Food can… Read More
22 Ways To Save on Almost Everything
Saving money doesn’t have to have a negative connotation to it. You also don’t have to be extremely frugal or cheap to save or want to save money. Really, it’s a concept of getting the biggest bang for your buck while still keeping your pockets (bank account) fat. Wanting save money could be a desire to spend less on one… Read More
Sticking to a Budget
Most people, even me, don’t like the idea of budgeting. The problem with budgeting is you can’t do what you want with your money. You have to have spending categories for your money and who wants to do that. I remember when I got out of debt. I was so excited I took my daughter to the mall and we… Read More
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