The Frugal Biddy – Page 7

15 Ways to Ensure a Debt Free Vacation Without Sacrificing Your Fun

I consider myself a professional frugal traveler. I have used these 15 Ways to Ensure a Debt Free Vacation Without Sacrificing (My) Fun. The 15 best ways to ensure a debt free vacation are the following: 1. Plan in advance. I plan my vacations at least a year in advance. That means that I knew in 2016 where I would… Read More

How to Save $50,000 Over Seven Years by Hanging Onto Your Car

I am certain most people do not think they can save $50,000. Admittedly, that is a lot of money. But it can be done. One of the luxuries a lot of people spend money on is cars. Also, most people do not tend to hold onto the car for the actual life of the car. Hanging onto your car for… Read More

How to Budget on A Low Income: Creating a Spending Plan

Have you ever felt like you will never be able to accomplish your goals on your current salary? Do you feel like no matter what you will forever live a life of living paycheck to paycheck? Regardless of your income you can learn how to budget on a low income and create a spending plan that works for you. A… Read More

The Less You Spend the Less You Have to Earn

Years ago I decided that I would get a lesser paying job than the one I was working. I never liked the job to begin with. I wanted to have a stress free life. However, since I had a child who would be entering college I wanted to earn as much as I could to help her out as much… Read More

Never Feel Broke Again (Even When You Are): Ways to Never Feel Penniless

Merriam Webster defines broke as being penniless. An example of broke in a sentence is “I’m broke until payday.” Everyone feels broke at some point in time. Being broke can include not having enough money or any money. However, there are ways you can never feel broke again (even when you are). I was very broke while I was in… Read More

Never Feel Broke Again (Even When You Are): Ways to Never Feel Penniless

Merriam Webster defines broke as being penniless. An example of broke in a sentence is “I’m broke until payday.” Everyone feels broke at some point in time. Being broke can include not having enough money or any money. However, there are ways you can never feel broke again (even when you are). I was very broke while I was in… Read More

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My name is Takiia L. Anderson also known as The Frugal Biddy. I am a licensed attorney who was able to pay off six figures in student loan, credit card debt and car loan debt in less than nine years. I did this all the while being a single parent! I graduated from law school in 1999 with approximately $111,000 in student loan debt, an almost two-year old daughter and my entry level salary was $34,102. I made a lot of sacrifices in order to ensure that I stayed laser focused on paying off my debt and saving the maximum I could towards my retirement. Not only did I clear out six figures of debt but I was also able to save so far $500,000 in my retirement and $15,000 of an emergency fund. Additionally, I saved three years worth of college tuition for my daughter. I never had anyone sit down and instruct me on how I should deal with debt or how I should save money. I learned it all on my own. And while I am not perfect and I have made mistakes I believe that anyone who follows me will gain a wealth of knowledge. My desire is to be an accountability partner for anyone who reads my blog. I truly believe that YOU can live a debt free life and can amass savings. It may take some time but it can be done. You can also follow The Frugal Biddy on Facebook, Pinterest , and Instagram. You can also follow me on Linked In as Takiia L. Anderson, Esq. Wishing you a Fabulous, Frugal and Fun Life!