Single Mom, Single Income, Financial Success Story
I recently started thinking about establishing a mental health savings plan. A mental health savings plan is the same things as a entertainment fund or a vacation budget. The difference is the way you view the savings. What Is A Mental Health Savings Plan? Most people use their vacation fund or entertainment budget as a way to relax. Regardless of… Read More
MoneyTips: One Stop Shop for Your Financial Needs An account representative from MoneyTips contacted me on Linked In a while ago and asked if I could review their product to see what I think about it. I am very leery of suggesting products to anyone unless I actually have used them. I have been toying around with MoneyTips for… Read More
Back to School Shopping Tips for Parents Back to school shopping tips would have come in handy when I was in my stages of back to school shopping. I dreaded taking my daughter back to school shopping and the shock of the money I would have to spend. Every year she spent the summers with her dad. I realized how… Read More
Pet tax deductions you may be able to claim during tax season include food, veterinary visit, travel and businesses expenses. Many pet parents and foster parents do not know that they MAY be able to deduct certain expenses for caring for their pets. I recently started fostering daschsunds through a non-profit called DREAM Dachshund Rescue. As a foster parent, I drive… Read More
Buy property from family with no money down. Use a Gift of Equity. A seller can give a Gift of Equity to a relative or someone who the seller has a close relationship with. The sale price is below the market value. The difference between the sale price and value is the equity. The seller then gifts 20% of that equity… Read More
There are three ways to build credit without using credit cards and increasing debt. The most common way to build credit is by using credit cards. Making timely payments on debt accounts for 35% of your credit score. However, there are alternative ways to (re) build credit without using credit cards and increasing your debt. Get a Secured Credit Card… Read More