Emergency Funds

Financially Jump Start Your Life

I need to financially jump start my life. You probably are at a point where you need to financially jump start your life. I am currently in the whole again (in debt) and that is due to a number of factors: paying for my daughter’s college, leaving my last job, and just life. I will be debt free by the… Read More

Just Do It: Save, Invest, Spend and Be Happy

A lot of us need to just do it: save, invest, spend and be happy. Most of us have the spend and be happy part down, but not the save and invest part. There is or should be an order regarding money and how people deal with money. People should save money, then invest it and once it earns a… Read More

My name is Takiia L. Anderson also known as The Frugal Biddy. I am a licensed attorney who was able to pay off six figures in student loan, credit card debt and car loan debt in less than nine years. I did this all the while being a single parent! I graduated from law school in 1999 with approximately $111,000 in student loan debt, an almost two-year old daughter and my entry level salary was $34,102. I made a lot of sacrifices in order to ensure that I stayed laser focused on paying off my debt and saving the maximum I could towards my retirement. Not only did I clear out six figures of debt but I was also able to save so far $500,000 in my retirement and $15,000 of an emergency fund. Additionally, I saved three years worth of college tuition for my daughter. I never had anyone sit down and instruct me on how I should deal with debt or how I should save money. I learned it all on my own. And while I am not perfect and I have made mistakes I believe that anyone who follows me will gain a wealth of knowledge. My desire is to be an accountability partner for anyone who reads my blog. I truly believe that YOU can live a debt free life and can amass savings. It may take some time but it can be done. You can also follow The Frugal Biddy on Facebook, Pinterest , and Instagram. You can also follow me on Linked In as Takiia L. Anderson, Esq. Wishing you a Fabulous, Frugal and Fun Life!