My daughter never takes my financial advice and it is frustrating. I mean, I am The Frugal Biddy Everyone listens (or should listen) to me (I am being sarcastic, kind of).. My goal is for people save money and not over extend themselves. I know what it is like to be not only broke but broke with a baby. I never want ... read more
How to Get Out of Debt and Stay Out of Debt
I am often asked questions such as how to get out of debt and how to stay out of debt. Because of how society is it is so easy to get into debt. No one really explains to us that we do not have to get into debt and we certainly do not have to stay in debt. Society ingrains in us this need to constantly buy things. And ... read more
Tough Love, Tough Finances and Saying “No.”
Tough love, tough finances and saying "no" is something that I have had to do with a close loved one of mine. This close loved one is my one and only daughter. A lot of people have asked me if my daughter is really on top of her finances. You would think she would be having a mother like me. Because of how difficult it ... read more
How I Saved Money Shopping As A Single Mom
There are a number of ways that I saved money shopping as a single mom. From a low income earner to a high income earner, my shopping and need to find deals never changed. Obviously, my initial need to save money was due to my financial circumstances. I knew as a single mom I had to find the best deals and get the biggest ... read more
How to Buy a Home with Student Loan Debt
Student loan debt doesn't have to crush your dream of owning a home. Media outlets frequently report the impact student loan debt is having on borrowers. Americans owe 1.5 trillion in student loans. This massive debt obligation is making it impossible for some to buy a home. Fannie Mae, however, has developed an ... read more
How Much Do You Need In Order to Retire Early (If You So Desire)
How much do you need in order to retire early (if you so desire)? You may not desire early retirement or be at a place to retire early but how much would you need to not have to work again? I can't imagine anyone wanting to work in their 70's, 80's or 90's unless they have a true passion for what they do. Suze Orman has ... read more
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