I recently read an article about married couples getting roommates in order to presumably afford their homes. My stance is if you need a roommate to afford a house then you can't afford it. Meaning, you can't afford the house. As a current resident of the Washington, DC area, I was taken aback by the prices. I knw that ... read more

Sometimes debt just finds you and there may not be anything you can do about it. Recently, someone asked me how I ended up getting back into debt AFTER becoming The Frugal Biddy. Debt Finds You Like the Movie Final Destination The answer is, "sometimes debt just finds you." Just like the movie Final Destination ... read more

I am living on the financial edge to get out of debt (again). For the sake of transparency, I purchased a car back in 2015 when my Toyota Camry died on the highway. I also paid cash for my daughter to attend a private college. I have been saving for her since she was four years old. But things came up that led me to use my ... read more

This is a true story about me and how I survived on 1/3 of my former salary. In April 2018, I left my six figure job. I hated the job from the time I started working there in 2009. The fact that the job enabled me to save and would allow me to pay for my daughter's college education was a motivating factor for me to ... read more

"New Year, New Me" is a phrase we tend to hear repeatedly especially for the new year. 2019 is right around the corner. How many of you plan on really buckling down and achieving your new year resolution goals? I personally know that keeping and sticking to a budget is not easy. I make it look easy but it is pure ... read more