Archives for December 2018

How I Survived On 1/3 of My Former Salary

This is a true story about me and how I survived on 1/3 of my former salary. In April 2018, I left my six figure job. I hated the job from the time I started working there in 2009. The fact that the job enabled me to save and would allow me to pay for my daughter’s college education was… Read More

“New Year, New Me” Budget Resolutions and How to Keep Them

“New Year, New Me” is a phrase we tend to hear repeatedly especially for the new year. 2019 is right around the corner. How many of you plan on really buckling down and achieving your new year resolution goals? I personally know that keeping and sticking to a budget is not easy. I make it look easy but it is… Read More

My Daughter Never Takes My Financial Advice

My daughter never takes my financial advice and it is frustrating. I mean, I am The Frugal Biddy Everyone listens (or should listen) to me (I am being sarcastic, kind of).. My goal is for people save money and not over extend themselves. I know what it is like to be not only broke but broke with a baby. I… Read More

My name is Takiia L. Anderson also known as The Frugal Biddy. I am a licensed attorney who was able to pay off six figures in student loan, credit card debt and car loan debt in less than nine years. I did this all the while being a single parent! I graduated from law school in 1999 with approximately $111,000 in student loan debt, an almost two-year old daughter and my entry level salary was $34,102. I made a lot of sacrifices in order to ensure that I stayed laser focused on paying off my debt and saving the maximum I could towards my retirement. Not only did I clear out six figures of debt but I was also able to save so far $500,000 in my retirement and $15,000 of an emergency fund. Additionally, I saved three years worth of college tuition for my daughter. I never had anyone sit down and instruct me on how I should deal with debt or how I should save money. I learned it all on my own. And while I am not perfect and I have made mistakes I believe that anyone who follows me will gain a wealth of knowledge. My desire is to be an accountability partner for anyone who reads my blog. I truly believe that YOU can live a debt free life and can amass savings. It may take some time but it can be done. You can also follow The Frugal Biddy on Facebook, Pinterest , and Instagram. You can also follow me on Linked In as Takiia L. Anderson, Esq. Wishing you a Fabulous, Frugal and Fun Life!