Archives for May 2016

Teens and Working

When I was growing up my mother MADE me and my sister LITERALLY walk the streets of Boston looking for a job. My mother told us that after the age of 14 we would be responsible for buying our back to school clothes. After our first year in college we paid for our books, clothes, food outside of a meal… Read More

My Emergency Fund Glass is Half Full

I have been saving for my emergency fund for what seems like forever. This Friday, I’ll be at my 50% mark or six months away from having a fully funded emergency fund come November. My glass is half full. And this hasn’t been easy and won’t be easy. I purchased a used car for my daughter which means the amount… Read More

My name is Takiia L. Anderson also known as The Frugal Biddy. I am a licensed attorney who was able to pay off six figures in student loan, credit card debt and car loan debt in less than nine years. I did this all the while being a single parent! I graduated from law school in 1999 with approximately $111,000 in student loan debt, an almost two-year old daughter and my entry level salary was $34,102. I made a lot of sacrifices in order to ensure that I stayed laser focused on paying off my debt and saving the maximum I could towards my retirement. Not only did I clear out six figures of debt but I was also able to save so far $500,000 in my retirement and $15,000 of an emergency fund. Additionally, I saved three years worth of college tuition for my daughter. I never had anyone sit down and instruct me on how I should deal with debt or how I should save money. I learned it all on my own. And while I am not perfect and I have made mistakes I believe that anyone who follows me will gain a wealth of knowledge. My desire is to be an accountability partner for anyone who reads my blog. I truly believe that YOU can live a debt free life and can amass savings. It may take some time but it can be done. You can also follow The Frugal Biddy on Facebook, Pinterest , and Instagram. You can also follow me on Linked In as Takiia L. Anderson, Esq. Wishing you a Fabulous, Frugal and Fun Life!